Reference

Legal clarity for your poin123 account

Legal access at poin123 starts with a clear account path, phone verification and policy details you can check before entering the lobby.

Account termsData privacyWallet checksLocal-law access
poin123 Legal clarity for your poin123 account
POLICY HELP

Get Legal help through account support

A clear contact path matters when a Legal clause affects your account or wallet status.

Account access If phone verification or a Legal access rule stops your sign-in, use the support route shown in your account area. Tell us the exact message and the device path you used, such as mobile browser or desktop, so we can direct the request to the right account check.
Wallet status For a DANA, OVO, GoPay or QRIS record, send the transaction reference and displayed status through account support. We can explain which Legal condition applies, whether more account detail is needed and why a wallet record may remain pending during verification.
Policy changes To ask about a correction, deletion request or wording change, identify the relevant Legal section and use the contact path linked from your account. We will use the request details to confirm ownership before discussing private records or changing account information.
DATA PRACTICES

How poin123 handles Legal requests

Legal handling is tied to practical account controls rather than a broad statement. We record the details needed for phone verification, payment matching, support replies and account security, then use those records…

Data collection

We use account details such as your registered phone number and transaction references to perform access checks and answer Legal requests. Payment records from DANA, OVO, GoPay, QRIS, bank transfer or virtual account routes are handled in connection with the account activity they describe.

Cookie use

Cookies may keep a sign-in path, security state or page preference available while you move through the account area. You can adjust cookie controls in your browser, although changing them may affect sign-in continuity or the way policy pages load.

Account security

Phone verification is part of our account access process, and we may request an additional check when account or wallet details conflict. Never share your password in a support request. Our Legal process uses ownership checks before private account details are discussed.

Record retention

We retain account, transaction and support records only for the periods and purposes described in our Legal terms. Retention can support dispute handling, security checks and statutory duties; the applicable period may differ according to the record type and local requirements.

Your requests

You may ask us to correct account data, explain a policy decision or provide the basis for a record used in an account check. Send the request through the account support path with enough detail to identify the record, but exclude passwords and complete wallet credentials.

Policy contact

Questions about Legal wording, data handling or cookies should name the exact topic and registered account detail. We use that context to confirm ownership, locate the relevant record and reply through the contact route available inside your account area.

Legal answers before account access

These Legal answers cover the account questions we expect before you open access in Indonesia. They explain local-law wording, data requests, payment records, cookies and account corrections without replacing the full terms. If your situation involves a specific transaction or identity check, use the support path inside your account and quote the displayed reference.

The poin123 Legal page covers account eligibility, phone verification, wallet and bank records, cookies, data handling, retention and contact requests. It also explains that access depends on local law and that a specific account check may require details matching your registered account.

Yes. Access depends on local law, so the terms should be read before you open an account or use a wallet route. We may limit access when a local requirement, account condition or identity check cannot be satisfied.

We use registered account details, phone verification data, transaction references and support messages for access checks, payment matching, security and replies. Our Legal terms describe the purpose and retention of each record type; do not send your password through support.

You can ask for a correction by using the account support path and naming the data or policy record involved. We confirm account ownership before making changes, and you should provide the registered phone number or transaction reference without sharing complete wallet credentials.

Yes, where those routes are available, the Legal terms cover records connected with DANA, OVO, GoPay and QRIS. Bank transfer and virtual account records are handled in the same account context, with matching checks applied when a payment status needs confirmation.

Use the support route shown in the account area and include the exact sign-in message, your registered phone number and whether you used a mobile browser or desktop. We will explain the relevant Legal condition and identify the next ownership or verification step.

Cookies can support sign-in continuity, security state and page preferences. Your browser provides controls for cookie behaviour, but changing those settings may affect account access or policy-page loading. The Legal terms explain the purpose of cookies used around the account area.